CPA Mortgage: Home Loans for Accountants with 0% to 10% Down

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Key Takeaways:

  • A CPA mortgage loan can help accountants secure a mortgage with as low as $0 down.
  • This type of mortgage program has no private mortgage insurance requirement, high loan limits and relaxed underwriting guidelines.
  • New CPAs can qualify for a mortgage up to 90 days before starting employment.

Certified public accountants (CPA) and recent accounting graduates have a unique home financing opportunity that is designed to make qualifying for a mortgage easier and more affordable.

With a CPA mortgage, you can avoid spending years saving up for a large down payment or waiting to build a solid income history. But this little-known mortgage solution isn’t available everywhere, which can make it challenging — but not impossible — to find lending opportunities in your area.

Read on to learn how you can benefit from a CPA mortgage and where to find one.

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