CPA Mortgage: Home Loans for Accountants with 0% to 10% Down


Key Takeaways:

  • A CPA mortgage loan can help accountants secure a mortgage with as low as $0 down.
  • This type of mortgage program has no private mortgage insurance requirement, high loan limits and relaxed underwriting guidelines.
  • New CPAs can qualify for a mortgage up to 90 days before starting employment.

Certified public accountants (CPA) and recent accounting graduates have a unique home financing opportunity that is designed to make qualifying for a mortgage easier and more affordable.

With a CPA mortgage, you can avoid spending years saving up for a large down payment or waiting to build a solid income history. But this little-known mortgage solution isn’t available everywhere, which can make it challenging — but not impossible — to find lending opportunities in your area.

Read on to learn how you can benefit from a CPA mortgage and where to find one.

Get Quotes for Your Doctor Mortgage

What mortgage product would you like a quote for?

Step 1: Job

Step 2: Home

Step 3: Your Info

What is Your Occupation Status Currently?


What most closely represents the price range of the house you’re searching for?

What is your preferred down payment?

What stage are you at in the home buying process?

How soon do you hope to secure a mortgage approval?

How many banks would you like quotes from?

Have you experienced any bankruptcies or short sales?

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